In order to be able to react in a timely manner to the crisis of a bank, the Hungarian deposit insurance scheme (OBA) monitors the shock-resistant ability of credit institutions. From a financial stability viewpoint it is important that deposit insurance schemes carry on its duties efficiently. To comply with this OBA incorporates the results of the central bank’s credit risk and bank liquidity stress tests in its risk-based premium calculation model as required by the EBA.
Authors’ photos:
